On December 18, 2018, the VA released an interim final rule announcing new disclosure requirements for certain VA guaranteed/insured cash-out refinance transactions. While the VA provided that lenders are required to satisfy these new disclosure requirements for all applications taken on or after February 15, 2019, the agency abdicated its authority to create a model form, instead deferring responsibility for creation of the disclosure document to lenders and their respective loan origination systems. For more information regarding the new disclosure requirements as provide in the VA Circular 26_18_30 , please click the link below.