Last week, the CFPB published its Fall Rulemaking Agenda.  This is the second agenda published under Director Kraninger’s leadership. The CFPB anticipates having the matters identified in its agenda under consideration during the period of October 1, 2019 to September 30, 2020. The Agenda lists four (4) rules in the pre-rule stage: (1) Business Lending Data (Regulation B); (2) Higher-Priced Mortgage Loan Escrow Exemption; (3) Property Assessed Clean Energy Financing; and (4) Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z).

Four (4) additional rules are in the proposed rule stage: (1) Debt Collection Rule; (2) Public Release of Home Mortgage Disclosure Act Data; (3) Remittance Transfers; and (4) Home Mortgage Disclosure Act (Regulation C). The Home Mortgage Disclosure Act is also in the Final Rule Stage, along with the Payday, Vehicle Title, and Certain High-Cost Installment Loan rule.

Unified Agenda