Intelligent transactional documentation
CSi IntelleDoc Solutions deliver remarkable transactions. As your trusted partner we document your transactions compliantly, minimize the applicable enterprise-wide risks, and reduce your resource expenditures so that you can focus on your business and your bottom line.
CSi IntelleDoc Solutions provide a system for assembling documents based on information about the specific transaction. Our seamless application of industry knowledge, business logic, compliance rules, and leading document technologies has transformed how documentation is prepared.
All components of the IntelleDoc Solutions suite are designed to work together as a complete documentation system. The built-in compliance of CSi IntelleDocs means that information about a transaction is validated as it is entered so that accurate documents are assembled. The result: perfected transaction documentation for all your key business lines, including Fannie, Freddie, FHA, VA, home equity, commercial and consumer lending, deposit and IRA/HSA/ESA accounts.
CSi IntelleDoc Solutions™ for Deposit Accounts
Consistent management of an institution’s Deposit accounts is often complicated by its number of new account desks, at different branches, staffed by employees with varying knowledge of the institution’s products and the current regulatory environment. CSi’s IntelleDoc Solutions for Deposit equip institutions with a flexible, comprehensive documentation system to help meet these challenges while increasing opportunities for more business.
IntelleDoc Library for Deposit Accounts
The IntelleDoc Deposit library delivers a new degree of compliance confidence. In a single session, IntelleDocs select and assemble the correct documents for multiple accounts while validating ownership types and titling, ensuring the correct number of signers by account type and state law, and enforcing data consistency through the document set. Because only relevant information appears on the documents, there are no blank fields or check boxes that require time, expertise, and wasted keystrokes from your staff. You reduce training time while simultaneously reducing compliance risk and maximizing your staff’s opportunity to interact with customers rather than documents to better cross sell your products. The comprehensive library is comprised of documents you control, so you can append to standard compliant language without additional cost.
Contact CSi today at email@example.com to learn how CSi IntelleDoc Solutions for Deposit can help your institution meet its business challenges.
CSi IntelleDoc Solutions™ for Tax-Favored Accounts—IRAs, HSAs, and Coverdell ESAs
Financial professionals working with retirement accounts are challenged by their seasonal nature and complex, frequently changing rules. With 80% of these transactions occurring in a 3-month period each year, institutions are confronted with ongoing training and auditing expenses that nevertheless leave them exposed to unnecessary compliance risk while also exposing their customers to potential tax liabilities. CSi’s IntelleDoc Solutions for Tax-Favored Accounts (TFA) help address those challenges and deliver integrated, warranted transaction documentation that saves you time, reduces your compliance risk, and safeguards your institution’s reputation.
IntelleDoc Library for Tax-Favored Accounts
The IntelleDoc Tax-Favored Accounts (TFA) library automatically addresses the compliance risks associated with IRA, HSA, and ESA transactions while reducing the need for training and audits. IntelleDocs automatically manage complex transactional analysis and always reflect required IRS changes, so your institution can confidently process high dollar, high risk transactions for your most valuable customers. In today’s world of social media and instant communication, the consequences for failing to protect your customers from transaction errors and the resulting tax penalties have never been more pressing. TFA IntelleDocs creates an environment where all members of your IRA staff can function as experts with less training while costs associated with audits are minimized.
Contact CSi today at firstname.lastname@example.org to learn how CSi IntelleDoc Solutions for Tax-Favored Accounts can help your institution meet its business challenges.
CSi IntelleDoc Solutions™ for Consumer Lending
Consumer lenders face mounting pressure to close more loans, more quickly while complying with an increasingly complex regulatory environment. At the heart of this effort is the need for accurate, consistent transaction documentation across all sales channels. CSi IntelleDoc Solutions for Consumer Lending reduce the likelihood of human error at sales and closing desks while allowing your institution the maximum amount of configurability allowed by state and federal regulation.
IntelleDoc Library for Consumer Lending
The IntelleDoc Consumer Lending library gives you the confidence that your lending documentation is accurate for all states and for virtually every type of consumer loan, ranging from simple to complex loans. Because IntelleDocs adapt to each of your transactions and eliminate cumbersome manual steps, you can be more responsive in adapting to changing market conditions. For example, Consumer Loan Agreements may be tailored with special repayment or prepayment terms and it allows unlimited signatures and multiple collateral types. The Consumer Real Estate Security Instrument (RESI), or Mortgage or Deed of Trust, features automated, state-specific analysis of property laws. IntelleDoc’s per-transaction evaluation of regulatory compliance ensures that documentation is accurate and complete every time.
Contact CSi today at email@example.com to learn how CSi IntelleDoc Solutions for Consumer Lending can help your institution meet its business challenges.
CSi IntelleDoc Solutions™ for Commercial Lending
Commercial lenders know that their ability to be flexibly adopt documentation sets to the conditions of each transaction is necessary to close deals. Mitigating the risks associated with those transactions, however, is critical to the lender’s ongoing stability and success. To help meet both of these challenges, CSi’s IntelleDoc Solutions for commercial, small business and agricultural lending equip lenders with a flexible, comprehensive documentation system that minimize risks, safeguards compliance and helps institutions close more business.
IntelleDoc Library for Commercial Lending
The IntelleDoc Commercial Lending library operates by conducting an ongoing compliance analysis throughout the transaction. Your institution reduces its exposure to risks posed not only by a constantly shifting regulatory landscape, but by staff with varying expertise with commercial loan document specialists. IntelleDocs analyze the transaction data to automatically select documents and content based on the specific parameters of the loan. When given the right data, IntelleDocs cannot give you the wrong documents.
At the same time, your institution benefits from the unique configurability and interactivity of IntelleDocs. For example, the IntelleDoc Business Loan Agreement (BLA) expands and contracts to accommodate an unlimited number of signers. In more complex loans, a lender may need signatures in a cascading format to accommodate multiple owners with complex ownership structures. The BLA easily adjusts for these more complex situations without the need for cumbersome addendums. Lenders may also add an unlimited number of their own provisions to the BLA. The Promissory Note offers unlimited space to provide detailed explanations of conditions of default to reduce confusion and improve the enforceability of the documentation.
Contact CSi today at firstname.lastname@example.org to learn how CSi IntelleDoc Solutions for Commercial Lending can help your institution meet its business challenges.
CSi IntelleDoc Solutions™ for Mortgage Lending
Mortgage Lending is an industry experiencing rapid evolution. Regulatory developments in recent years, as well as the uncertainty of regulatory changes still to come, create a complex business environment where failure to properly document transactions results in serious penalties and lasting damage to an institution’s reputation. CSi IntelleDoc Solutions for Mortgage Lending offer a straightforward answer that not only manages these current and ongoing compliance risks, but also simplifies your business processes and allows you to extend the profitability of your mortgage lending products.
IntelleDoc Library for Mortgage Lending
The IntelleDoc Mortgage Lending library manages data on a transactional level, eliminating the need to set up and maintain numerous templates and packages. There is no longer a need to audit documents for completeness because IntelleDocs do not assemble if they are incomplete. Operational processes supporting mortgage lending products are streamlined and greater focus can be directed on the quality of the loan and transactional data. IntelleDocs analyze this data to complete per-transaction evaluations of regulatory compliance to ensure that your institution properly satisfies all applicable federal and state requirements.
Contact CSi today at email@example.com to learn how CSi IntelleDoc Solutions for Mortgage can help your institution meet its business challenges.
IntelleDoc technology provides powerful document configurability that allows you to quickly and easily design documents to reflect the specific requirements of your institution. Each document functions as a software application that you control, with language adaptable to suit your institution’s environment. When you need to maintain those products and policies or create variations for new products, you do so at your convenience. Your documents, and the language they contain, are yours to configure.
IntelleDoc technology provides institutions with sophisticated transactional analysis. By evaluating the various entities engaged in the transaction and the specific deposit or lending parameters, IntelleDoc technology ensures that all required data is present for the transaction. It validates correct data, identifies redundant and conflicting data, and relates entities and collateral with the relevant documents so that institutions mitigate risk at the root level of the transaction. Based on this analysis, IntelleDoc technology automatically selects the required documents, whether for loan origination, account opening, or account maintenance.
The configurable nature of IntelleDocs significantly reduces the need for custom documents. In instances where a custom document is required that is unique to your institution, IntelleDoc technology provides an end-to-end solution that allows you to manage an inventory of customized CSi static documents as well as your own dynamic and static custom documents. Reusable components like signature sections, headers, and footers can be easily dropped into documents, and transaction-specific content dynamically interacts with standard language to ensure smooth text flow. Selection logic that you control determines the association of your custom documents with the appropriate transaction scenarios.
Contact CSi today at firstname.lastname@example.org to learn how CSi IntelleDoc Solutions can help your institution meet its business challenges.